Free Baccarat Games
  1. Baccarat History

    Baccarat is an online gambling and strategy card game. It is believed to have been introduced into France from Italy during the reign of Charles VIII of France (ruled 1483-1498), and it is similar to Faro and to Basset. There are three accepted variants of the game: punto banco (or North American baccarat), baccarat chemin de fer (railway) and banque (or a deux tableaux). In this page, we are going to explain the first two of them.

    Punto banco is strictly a game of chance, with no skill or strategy involved; each player's moves are forced by the cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can make choices, which allows skill to play a part.

    Baccarat is a simple game with only three possible results - 'Player', 'Banker' and 'Tie'. The term 'Player' does not refer to the customer and the term 'Banker' does not refer to the house. They are just options on which the customer can bet.

Free Baccarat Games Variations

  1. Punto Banco (North American Baccarat Free Games)

    In the United States, Australia, Canada, Sweden, and Macau, a variation of baccarat is played in which the casino banks the game at all times. Players may bet on either the player or the banker, which are merely designations for the two hands dealt in each one of the games.

    The cards are dealt face down, one to the 'Player' first, then to the 'Banker'; 'Player' then 'Banker' again. Each has two cards. This is the initial deal. Both cards in each hand are then turned over and added together and the croupier calls the total. (e.g. five to the 'Player', three to the 'Banker') From this position the 'Tableau' or table of play is used to determine if further cards need to be drawn. Depending on the two hands, the Player and Banker may draw a single card or stand pat. The hand with the highest total wins.

    If either the Player or the Banker has a total of 8 or 9 on the initial deal, no further cards are drawn. If neither player has an 8 or a 9, play proceeds as follows:

    1. If the Player has an initial total of 0-5, the Player draws a single card. If the Player has an initial total of 6 or 7, he stands.
    2. The Banker's play depends on the Banker's hand, on whether the Player drew a card, and on what card the Player drew.
    3. If the Player did not draw a card, the Banker draws if he has a total of 0-5, and stands if he has 6-7.
    4. If the Player drew a 2 or 3, the Banker draws if he has a total of 0-4, and stands if he has 5-7.
    5. If the Player drew a 4 or 5, the Banker draws if he has a total of 0-5, and stands if he has 6-7.
    6. If the Player drew a 6 or 7, the Banker draws if he has a total of 0-6, and stands if he has 7.
    7. If the Player drew an 8, the Banker draws if he has a total of 0-2, and stands if he has 3-7.
    8. If the Player drew an ace, 9, 10, or face-card, the Banker draws if he has a total of 0-3, and stands if he has 4-7.

    The croupier will deal the cards according to the tableau and the croupier will announce the winning hand - either 'Player' or 'Banker'. Losing bets will be collected and the winning bets will be paid according to the rules of the house. Usually even money or 1-1 will be paid to the player and 95% to the 'Banker', 5% commission to the house. (Commission Baccarat) Some casinos pay even money or 1-1 to both 'Player' and 'Banker' except when the 'Banker' wins with a total of 6. Then the 'Banker' will be paid 50% or half the original bet.

    Should both the 'Banker's' hand and the 'Player's' hand have the same value at the end of the deal the croupier shall announce "Egalite - tie bets win." All tie bets will be paid at the odds of 9 for 1, or 8 to 1 and the croupier shall not touch the bets on either 'Player' or 'Banker'.

    The traditional form of punto banco baccarat is played at an oval table, similar to the chemin de fer version. The table is staffed by a croupier, who directs the play of the game, and two dealers who collect and pay bets as well as tallying commissions due. Six or eight decks of cards are used, normally shuffled only by the croupier and dealers.

  2. Baccarat Chemin de Fer

    Six full packs of cards of the same pattern are used, shuffled together. The players seat themselves around the table. In the center is a basket for the reception of the used cards. If there is any question as to the relative positions of the players, it is decided by lot. The person who draws the first place seats himself next on the right hand of the croupier, and the rest follow in succession.

    The croupier shuffles the cards, and then passes them on, each player having the right to shuffle in turn. When they have made the circuit of the table, the croupier again shuffles, and, having done so, offers the cards to the player on his left, who cuts. The croupier places the cards before him, and, taking a manageable quantity from the top, hands it to the player on his right, who for the time being is dealer, or "banker." The other players are punters.

    The dealer places before him the amount he is disposed to risk, and the players "make their stakes." Any punter, beginning with the player on the immediate right of the dealer, is entitled to say "Banco", meaning to "go bank," to play against the whole of the banker's stake. If no one does so, each player places his stake before him. If the total so staked by the seated players is not equal to the amount for the time being in the bank, other persons standing round may stake in addition. If it is more than equal to the amount in the bank, the punters nearest in order to the banker have the preference up to such amount, the banker having the right to decline any stake in excess of that limit.